OpusCapita gains full responsibility for financial management as Fixura launches operations in Sweden

November 25, 2014

Stockholm 24 November 2014; OpusCapita has been commissioned to set up and maintain all financial processes for Finnish peer-to-peer enterprise, Fixura, as the fast growing “sharing economy” company prepares to launch operations in Sweden. As a part of this expansion into the Swedish market, Fixura has chosen to partner with OpusCapita, which has a strong track record in the finance industry.

OpusCapita will be responsible for setting up and managing Fixura’s internal financial processes. Fixura liaises between individual lenders and borrowers and offers a unique IT-platform over which transactions are easily made. Individuals, who are interested in a better yield on their savings than what banks can offer, can lend out money to other individuals.


Not only does the solution give a good return on investment, but through Fixura’s rigorous credit evaluation and approval the lender is assured a reasonable risk. Borrowers can receive funds faster, without the bureaucracy of traditional lending institutions such as banks. Fixura’s platform also allows the parties to negotiate both interest rate and tenure.


“As we enter a new market, It is important for us to have a cost efficient administration of high quality”, says Mirja Palola, CEO, Fixura Ab Oy. “We are certain that OpusCapita will be able to meet our needs and expectations such that we can focus on building our operations in Sweden. We have liaised loans worth over EU 33 million to date and we are very optimistic about the Swedish market, which is twice the size of Finland.”


Through its automated financial management systems, OpusCapita will be handling all accounting services including accounts payable, accounts receivable, payroll, travel expenses and cash flow. OpusCapita has operations throughout Europe, giving Fixura the opportunity to build upon existing infrastructure for its Swedish launch.


“The contract with Fixura demonstrates a high level of trust for OpusCapita’s know-how and skill in all types of financial management, particularly among clients in the finance sector,” says Ulla Hemmi, CEO, OpusCapita. “We are very pleased to have been entrusted with such an important task and will strive for continued trust from our client.”


Before matching lenders with borrowers, Fixura’s IT-platform will need to be modified to the Swedish Kroner. Fixura plans to launch its services in Sweden before the end of this year.


For more information, please contact


OpusCapita provides financial process automation – either outsourced or as a service – for more than 10,000 customers in over 50 countries. The company operates in nine European countries, employing 2,100 professionals. In 2013, net sales totaled EUR 263 million. www.opuscapita.com


Ulla Hemmi, CEO, OpusCapita Sverige

T: +46729-24 70 00

E: ulla.hemmi@opuscapita.com


Sara Hokkanen, PR Manager OpusCapita, Global

T: +358 403 426 261

E: sara.hokkanen@opuscapita.com


Mirja Palola. CEO | Fixura Ab Oy

T: +358 50 305 13 20

E: mirja.palola@fixura.com


Fixura allows individuals to lend and borrow money amongst each other without going through a traditional financial intermediary such as a bank or other traditional financial institution. The system is enabled by advanced IT-platforms, such as the one offered by Fixura. Established in 2010, Fixura has more than 42 000 registered users and an average annual ROI of 10,66 percent. Fixura does not provide quick loans, but rather so called day loans for sums between EUR 2 000 and EU 10 000.