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Does your money speak European?
The Single Euro Payments Area (SEPA) will integrate the multitude of payment formats into one joint standard. When systems speak the same language, payments become faster, simpler and more cost-efficient. OpusCapita can help you carry out the SEPA transition briskly and efficiently.
Ota yhteyttä nyt,What SEPA?
SEPA, short for Single Euro Payments Area, makes it possible to make and receive euro payments both within national borders and across them under the same basic conditions, rates, rights and obligations.
The SEPA zone comprises 32 countries: the EU and EEA member states, Switzerland and Monaco. In this area, there are about 490 million people and almost 72 billion electronic payment transactions are conducted yearly.
SEPA consists of three parts – credit transfer, direct debit and card payments. The new XML format, based on ISO 20022, has been adopted as the standard for SEPA transactions.
Why SEPA?
With SEPA services as a part of their payment solutions, companies with payments in the euro zone countries get significant benefits such as
- •a joint payment standard for 32 European countries
- •lower transaction costs, especially when centralising payments
- •faster and simpler payments
- •an easier way to build Payment Factories as different systems will speak the same language
- •gain competitive advantage by utilizing OpusCapita's forerunner expertise
What next?
Time for SEPA is now - with these steps you are SEPA ready in no time:
- 1. Contact OpusCapita and your system supplier.
- 2. Consult your bank to ensure they are SEPA ready.
- 3. Implement the OpusCapita Payments software with SEPA features.
- 4. Start enjoying the benefits of SEPA.
Why OpusCapita?
OpusCapita are the forerunners in cash management with over 30 years of experience in payment solutions. In Finland alone we have helped more than a thousand companies with SEPA – the first as early as 2007.
We have the expertise and the advanced solutions to help you carry out the transition to SEPA in an efficient and timely fashion. What's more, we are an independent player that can co-ordinate all your payments, regardless of banks and currencies.
With our software, OpusCapita Payments, your payment process is harmonised whereby all payments are adapted to the correct format.
What's more, it will most likely be both cheaper and faster to use OpusCapita as "middleware" than adapt your business system to SEPA.